Tuesday, September 12, 2006

Return On Investment

An Old Dividend Stock Investment Idea, for a New GenerationBy Charles O'MeliaYou have permission to publish this article eitherelectronically or in print, free of charge, as long as theauthor bylines are included. A courtesy copy of yourpublication would be appreciated. Please email tomailto:charles@thestockopolyplan.com (Word Count 343)An Old Dividend Stock Investment Idea, for a New GenerationDeath and taxes! The certainties of life! And then, ofcourse, there are the mortgage payments, the utility bills,phone bills, the car payments and thirsty automobiles. Addthat to the grocery and clothing bills, and there appears to be more then just death and taxes as certainties of life.

Having the knowledge these expenses are fixed for most ofyour life, why not begin a plan to take care of theexpenses? Why not have
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investment plans that will pay allthe bills without using any out-of-pocket monies?

For example, the mortgage, why not begin purchasing stock in 3 different banks that have a history of raising theirdividend every year? Purchase shares of stock in three banks that have staggered pay-out dividend dates. One bank that will pay their dividend in January, the other bank’sdividend paying in February,
and the third dividend from abank that pays in March. This will provide both diversityand a monthly dividend check, all year round. Build your position in these securities until the dividend from the banks takes a bite out of a bank’s mortgage payment.

Own 3 utility companies and 3 gas or energy companies, using the same
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investment strategy. Build those stock positions while you are employed to ease the monetary burdens when you retire.

Build a stock market portfolio that will provide you adividend check every week of the year. All it takes istwelve companies that pay a dividend. Twelve companies toreceive dividend checks every week of the year, for the rest of your life. Whether you find that goal worth the effort, bare in mind the only thing that comes without effort is old age.

Spend the time it takes to learn from others and takeadvantage of the experience of others. Make every
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investment dollar spent bring value in the form of cash dividends. You will find that investing in those companies that raise their dividend every year, coupled with stock appreciation to be a very powerful and effective wealth creating formula.

Web Site: http://www.thestockopolyplan.com Charles M. O’Melia is an individual investor with almost 40 yearsof experience and passion for the stock market. The author of the book The Stockopoly Plan – Investing for Retirement; publishedby American-Book Publishing.

You can invest in the book at www.pdbookstore.com/comfiles/pages/CharlesMOMelia.shtml
We strive to provide only quality articles, so if there is a specific topic related to investment that you would like us to cover, please contact us at any time.

Friday, July 07, 2006

Wednesday, June 28, 2006

Online Investment

Online investment for most of us is a new concept and most of the people are not familiar with the world online investment . What should be understood that you cannot turn a blind eye toward online invesment and you shoud be well prepared for it. The world of online invesment offer unignorable returns but on the other hand the risks associated with online investment are also very high. So there are things that you should be aware of, before you venture into the field of online invesment.

What sites can I make online investment with high profit which are trustful and accept paypal account?
Depends on what you consider high profit, your time horizon and how much you have to invest. For trustworthy sites, you should look for **** insured financial institutes.

You're covered up to $500,000 investment and $100,000 cash in an investment account if the financial institute goes under. It does not cover losses due to poor investment decision. As a starter, I would suggest www.sharebuilder.com. You can invest very little money and buy most stocks and ETFs (Exchange Traded Funds).

The transaction cost is $4 per tr sanction. They do not trade market quotes, that means you do not buy and sell different prices during the day. You buy at the closing price of a particular day you designated like first Tuesday of every month. If you don't want to loose much money and you want the money available to you within one year, consider opening a high-yield on-line savings accounts such as INGDirect.com, HSBCDirect.com. They currently offer 4.75% and 4.8% annual percentage yield.Both sharebuilder.com and INGDirect.com have referral bonus. You'll receive $25 when opening an account (INGDirect requires $250 initial deposit to receive the bonus), the person referring you will receive $10 from INGDirect or 5 free trades.

So, if you're interested, drop me a note and I'll be happy to send you the referral links.I don't know any investment institutes that accept paypal, however, you can always transfer money from paypal to your checking or savings accounts and then transfer the money to fund the investment accounts.

Which is the most profitable online investment and why ?
I don't know the best scheme, but I know the best system there is on stocks. I would pick up a book called "How to Make Money in Stocks" by William J. O'neil and also subscribe to his newspaper Investors Business Daily and since you live outside the US you can get it online through investors.com they have a digital version. If you are serious about making money this the best resource for making consistent money in bull markets and avoiding losses in bear markets. William O'neal teaches the tools and the rules to survive and thrive in the market.

The Successful Investment Journey
The most successful investors were not made in one day. Learning the ins and outs of the financial world - and your personality as an investor - takes time and patience, not to mention trial and error. In this article, we'll lead you through the first seven steps of your expedition into investing and show you what to look out for along the way.

1. Getting Started
Successful investing is a journey - not a one-time event - and you'll need to prepare yourself as if you were going on a long trip.

What is your destination? How long will it take you to get there? What resources will you need? Begin by defining your destination, and then plan your investment journey accordingly. For example, are you looking to retire in 20 years at age 55? How much money will you need to do this? These are questions you must first ask yourself; the plan that you come up with will depend on your investment goals.

2. Know What Works
Read books or take an investment course that deals with modern financial ideas.
The people who came up with theories such as portfolio optimization, diversification and marketefficiency received their Nobel prizes for good reason. Investing is a combination of science (financial fundamentals) and art (qualitative factors). Science, however, is a solid place to start and should not be ignored. But don't fret if science is not your strong suit: there are many texts, such as "Stocks For The Long Run" (1994) by Jeremy Siegel, that explain high-level finance ideas in a way that is easy to understand.

Once you know what works in the market, you can come up with simple rules that work for you. For example, Warren Buffett is one of the most successful investors ever. His simple investment style is summed up in this well-known quote: "If I cannot understand it, I will not invest in it." It has served him well. While he missed the tech upturn, he avoided the subsequent devastating downturn of the high-tech bubble of 2000.

3. Know Yourself
Nobody knows you and your situation better than you do.
Therefore, you may be the most qualified person to do your own investing - all you need is a bit of help. Identify the personality traits that can assist you or prevent you from investing successfully and manage them accordingly.

4. Know Your Friends and Enemies
Your friends may be reliable investment books, reputable media and investment professionals with experience, long-term perspective and integrity. However, beware of false friends who only pretend to be on your side, such as certain unscrupulous investment professionals whose interests may conflict with yours. You must also remember that as an investor, you are competing with large financial institutions that have more resources, including greater and faster access to information.

Bear in mind that you are potentially your own worst enemy. Depending on your personality, strategy and particular circumstances, you may be sabotaging your own success. If you are a guardian and you see all your friends making a ton of money in the short term on the latest market craze, you would likely be going against your personality if you joined in. Because you are risk averse and a wealth preserver, you would be affected far more by large losses that can result from high-risk, high-return investments. B honest with yourself - identify and modify factors that are preventing you from investing successfully or are moving you away from your comfort zone.

5. Find the Right Path
Your level of knowledge, personality and resources should determine the path that you choose. Generally, investors adopt one of the following strategies:

Don't put all of your eggs in one basket. In other words, diversify.
Put all of your eggs in one basket, but watch your basket carefully.
Combine both of these strategies by making tactical bets on a core passive portfolio.Most successful investors start with low-risk diversified portfolios and gradually learn by doing. As investors gain greater knowledge over time, they become better suited to taking a more active stance in their portfolios (i.e. tactical bets).

6. Be Disciplined
Sticking with the optimal long-term strategy may not be the most exciting investing choice.
However, your chances of success increase if you stay the course without letting your emotions, or "false friends", get the upper hand.

7. Be Willing to Learn
The market is hard to predict but one thing is certain: it will be volatile. Learning to be a successful investor is a gradual process and the investment journey is typically a long one. At times, the market will prove you wrong - acknowledge it and learn from your mistakes. When you succeed, celebrate.

Conclusion
What you achieve as an investor will depend on your goals, but sticking to these seven simple steps will help keep you on the right path. Bon voyage!

Swisscash -The Best Online Investment
Swisscash is the ultimate global financial facility of the current financial market. Swisscash is a new sector of Swiss Mutual Fund (1948), a 60 years Investment trademark and reputation.

For more information about swiss mutual fund, please visit here .To invest with Swiss Mutual Fund, you must first register with Swisscash.

Swisscash objective is to make ordinary people Swisscash Millionaire. If you want to invest in Swiss Mutual Fund directly, your min investment is $2,000,000 but with Swisscash, it's only $100 min. Think about it.

Swisscash philosophy is based on Guranteed Fix Return - you know when you will receive your investment returns.

Total investment in Swisscash financial facility by global investors as of Sept '05 is $27.2 Million and targeted to grow $3 Billion by 2010.

For nearly 60 years, Swiss Mutual Fund have been helping corporations achieve their unique financial goals, it's now time to help individual investors achieve the same.

Swisscash Vision - The 2010 of Swisscash
* The Virtual Stock Market
* The Internet & Mobile Entertainment
* The Swisscash Million Dollar Club

Do you believe in the word "diversify"? While you still can make money with other affiliate or autosurf for cash programs, you should think about investing part of your profits with Swisscash and start making more money. With the recent downfall of the autosurf industry, it's time to change.

Can you make money with Swisscash? Yes, of course, everyone can! One of my biz partner earned at least USD43K last month (Jan '06) with group sales over USD2 Million and is now driving a BMW 5 Series.

So what are you waiting for? This is not HYIP (High Yield Investment Program). With Swisscash, you do not need to surf daily. Just logon when you want to withdraw or re-invest.

You don't need to have $10K to invest, you can start with only $130 and then invest again in $100 increments whenever you wish. It's really easy as you simply wiretransfer/TT your funds to the company. You can also email for cash or e-gold exchange services. Get my contact at the bottom of this page.

Remember, with Swisscash, you can still Make Money for Doing Nothing or Make More Money for Doing SomeThing!, visit here for detail.